Forget Yuval Harari. Russia has its very own banker, German Gref.

“Out of 7 billion people, 6 billion will be weeded out.” Who has no place in the future, according to German Gref

«Из 7 миллиардов человек 6 миллиардов будет отсеяно». Кому нет места в будущем, по мнению Германа Грефа

German Gref told what qualities will be valued in the “man of the future”, writes RIA Novosti. The head of Sberbank believes that people will need a high degree of creativity to achieve success.

According to Gref, there are 3 important qualities that “people of the future” will need.

He also noted that each of these qualities is a “sieve” through which most people pass. “Ultimately, a very small amount of [them] remains in the funnel.” To educate the “people of the future”, Gref believes, one should start in kindergarten, and then at school and university.

The head of Sberbank was also asked where, in his opinion, it is better to invest money – in people or in technology. “It is impossible to invest in technology other than to invest in people. Of course, you need to invest in people,” he replied.

Formerly Inc. said that German Gref would not want to live in a country where “oligarchs are in command.” “The state should mind its own business, and entrepreneurs should do theirs. [It’s] a problem when oligarchs come to power, and [it’s] a problem when the state starts doing business,” said the head of Sberbank.

These are Russian bankers.

They are not interested in the fate of the Russian nation or its population.  They are interested in ‘competition’.

The article is from a patriotic publication, Katyusha

THE NIGHTMARE OF PATRIOTS CAME TRUE: AFTER LEAVING KHERSON NABIULLINA, GREF AND CO. STAGED A DIGITAL COVEN AT FINOPOLIS-2022

СТРАШНЫЙ СОН ПАТРИОТОВ СТАЛ ЯВЬЮ: ПОСЛЕ ОСТАВЛЕНИЯ ХЕРСОНА НАБИУЛЛИНА, ГРЕФ И КО УСТРОИЛИ ЦИФРОВОЙ ШАБАШ НА FINOPOLIS-2022

The day before, a very strange two-day event ended in Moscow – the financial forum FINOPOLIS-2022, organized annually by the Bank of Russia. A graduate of Yale University soloed there (convict Navalny went through the same training program for agents of influence) Elvira Nabiullina and her first deputy. – California State University graduate Olga Skorobogatova. It is symbolic that the day after Russia left its own region, against the backdrop of daily heavy fighting and deaths of our defenders on the territory of the b. Ukraine, at this forum we saw the shiny and radiantly smiling faces of Minister Maksut Shadayev, bankers Gref, Kostin, the head of Rostelecom Oseevsky and a bunch of other heads of IT corporations. All of them emphatically avoided using the abbreviation “SVO” (or, even more so, the word “war”) on the forum, replacing it with a kind of “crisis that is known to everyone.” They reveled in their unsinkability, and Nabiullina and Skorobogatova, as hirelings of the world financial oligarchy, gave direct instructions to Shadayev and sponsored bankers. At the forum, the plans of digital transformers to slam the gates of an electronic concentration camp through fintech were directly announced, and this was done emphatically using English terms, with reference to “the entire advanced world”, etc. Similar “innovations” according to the patterns of the WEF, the World Bank, the UN (“4th industrial revolution”, “digital transformation”, “digital maturity” and other slag) are being introduced in all countries of the world. And it would be nice for us to know about their plans for next year in order to try to resist them. At the forum, the plans of digital transformers to slam the gates of an electronic concentration camp through fintech were directly announced, and this was done emphatically using English terms, with reference to “the entire advanced world”, etc. Similar “innovations” according to the patterns of the WEF, the World Bank, the UN (“4th industrial revolution”, “digital transformation”, “digital maturity” and other slag) are being introduced in all countries of the world. And it would be nice for us to know about their plans for next year in order to try to resist them. At the forum, the plans of digital transformers to slam the gates of an electronic concentration camp through fintech were directly announced, and this was done emphatically using English terms, with reference to “the entire advanced world”, etc. Similar “innovations” according to the patterns of the WEF, the World Bank, the UN (“4th industrial revolution”, “digital transformation”, “digital maturity” and other slag) are being introduced in all countries of the world. And it would be nice for us to know about their plans for next year in order to try to resist them. “digital maturity” and other slag) are being implemented in all countries of the world. And it would be nice for us to know about their plans for next year in order to try to resist them. “digital maturity” and other slag) are being implemented in all countries of the world. And it would be nice for us to know about their plans for next year in order to try to resist them

The key plenary session of the first day of the forum is “Digital Development. How to keep up the pace?!under the moderation of the best Euromoney banker, Nabiullina, who completely satisfies the country’s leadership to this day, with the participation of the minister of numbers Maksut Shadayev, Sberbank president German Gref, VTB head Andrey Kostin, Rostelecom CEO Mikhail Oseevsky. Already by the name, everything is clear: the main thing for the curators of the global process in Russia is not to slow down the pace of digitization of everything that moves and stands still. Why keep up the pace, what kind of “development” is this digital, where it will lead us in the end – it’s not comme il faut to discuss such things. The main digital evangelists, operators and owners of all the key electronic databases of the state and its citizens have shown that they are only concerned about the “transformation”, and not the rights of citizens, the security of the state, the threats to national sovereignty from the transfer of the state’s critical infrastructure to digital.

Transhumanist German Gref (who had previously honestly voiced his aspirations: “out of seven billion people, six will be weeded out” ), answering the question of Nabiullina, who showered him with compliments (obviously prepared in advance) about the role of technology in business development priorities, admitted that he was most worried about the new realities :

“I do not appreciate the exit from the market of foreign vendors. No Russian companies will be able to maintain the level of competition that was. A one-time receipt of their assets will be a profit for someone, but the economy will lose in the long run. The main means of innovation development is tough competition”. 

That’s what the biggest problem we have, it turns out, is not the Ukronazi army with the “collective West”, which daily pushes the Russian Armed Forces from the front lines, but Western manufacturers of “iron” for digital transformers. Without them, we have no competition, and Gref suffers especially.

Well, Nabiullina in the same steppe – everything that Westerners taught her is copying from others: “How can we create orientations towards the best examples that are developing in the world through internal competition?”

Graf: “No way. There is either competition or there is not. The (foreign) tech companies are the ones we learned from. Our speed of development in previous years was due to the fact that we have mastered the experience that they have been cultivating for decades and managed to implement it in our market.

How to make sure that we do not slow down (in development)? Remove your fears. Turn to the state, because today we are very hindered by the fears of the Government. I would say that governments and the Central Bank are regulators’ fears. The main brake today is the regulatory impact on the innovation market. Where the state regulates, rates fall sharply. The only and most important thing that the Government can do is to be behind the business with its regulatory portfolio.”

Again, nothing new. For development according to Schwab, according to the resolution of the G20 summit in 2019, where Russia and its official leaders were still present in person and saluted , “regulatory guillotines and sandboxes”, a complete “withdrawal of the state from the market”, as well as a new “digital right” are needed – so that global corporations and non-governmental organizations finally take over the remnants of the sovereignty of all countries of the world, so that any digital concentration camp experiments can be carried out on the population. This brethren is ready to yell about the “removal of the regulators” 24/7, so Gref did not say anything new here. About the same Federal Law “On Experimental Legal Regimes in the Field of Digital Innovation” , hastily adopted in 2020 , which many experts

 unconstitutional, this is also the agreement between the EEF and the Government of the Russian Federation (https://vk.com/@riakatyusha-narod-i-territoriu-rossii-sdaut-shvabovcam-razbor-soglasheni) on the creation of the Center for the Fourth Industrial Revolution in Russia (moreover, an additional for some reason, the authorities kept the agreement of the ANO Tsifrovaya ekonomika with the Schwabians secret from the Russian public).

While Gref sang the familiar song about regulation, his former subordinate at the Ministry of Economic Development Nabiullina leaned further on the task from the “partners” – maintaining high rates of digitalization, her zeal became more and more intrusive: “Our clients are very accustomed to new technologies, so it is very important to not to disappoint, not to lose momentum… The pace of digitalization in some industries remains low. How to achieve high rates everywhere?”

Here the “ideal robot official” (his own quote) Shadayev came into play:

“Among our national development goals, we have digital transformation, and the indicator that the government must ensure is the digital maturity of key sectors of the economy. And here we use international practice as a “benchmark”. According to our data, the digitalization of the financial industry is far ahead of other industries in comparison with international indicators. Here we are in line with the best international practice.”

Well, of course, to evaluate your performance, you must definitely use the buzzword “partners” – benchmark and international practice. Not their own, national goals and criteria, but international ones. And here Shadayev is trying to run ahead of all the digital ministers of the planet (although it will be difficult for him to get around the Chinese) to the delight of the authors of the concept of “digital transformation” from the WEF and the World Bank.

Nabiullina immediately began lobbying for directives issued from across the ocean, so that Shadayev’s department would actively contribute to their implementation: “Infrastructure solutions are needed here – and here the Central Bank cannot do anything without the Government. I hope we can count on a collaboration here.”

“Of course, our client-centricity is the satisfaction of the requirements of the Central Bank,” Shadayev cheerfully agreed to satisfy the moderator.

“Great, and we will generalize the needs of the financial market, including banks… We previously discussed with bankers important national infrastructure projects that will help to continue digitalization: SBP, digital profile, biometrics… We discussed all these topics, including commercial solutions. And in many ways, we have developed the national (digital) platform, to which private traders have access, with the help of the regulator. Now, perhaps, it’s time to say that the business itself is ready for commercial digital platforms, that the collaboration between the state and business can take place? ”, Nabiullina picked up and began to joyfully develop the topic of“ the state’s withdrawal from the market ”and away from the regulator and regulator of processes.

Kostin and Oseevsky did not say anything remarkable at this round table, except that everything is in perfect order with their businesses. But Gref somehow forgot about his once hit pearl about “the state in your pocket”, referring to the format of the state as a semi-private ecosystem-digital platform (which is what the Swabians want to turn it into). At one time, director Nikita Mikhalkov considered this pearl worthy of his pen, masterfully beating him in the author’s program “Besogon” . I forgot about the old one … and uttered a new aphorism, which many in social networks considered a Freudian slip.

“They asked me: do we see any signs of the end of the crisis? I said – it is not visible for the simple reason that the end always comes imperceptibly and, as a rule, from behind . Therefore, we do not see it. In the crisis that has happened, we still do not fully realize that for the majority this is a huge gift – there is a motivation to live, create, work and invent. Life has become much brighter and more interesting, and perhaps in the coming years it will become even more interesting … ”, – Gref simply beamed with optimism, but“ the end that comes from behind ”to this leader of the famous unofficial rating “ gays in the Russian elite ”  will now be remember often.

Sakhipzadovna quickly transferred the vibes of the former head of the Government, she directly blossomed into a smile:

“I felt that we all have a spectrum from cautious to radical optimism – I would like to see more and more such optimists. There is an understanding that we cannot afford to lose the advantage. Let’s all seek balance and cooperate. We are ready, as a regulator, to be a mediator of this collaboration. We will need to join forces – without the collaboration of the financial sector, we are unlikely to be able to create the products that will ensure that we do not lose these rates. We all need to work on this.”

They urgently need to present a lot of useful products as a gift to the citizens of Russia. In order not to lose the set pace… These products – biometric identification, a digital profile of a citizen, a digital ruble (more on that later) – will allow the people… Hmm, what exactly will they allow us to do? Why is this all? No one could explain this for an hour and a half. But the bankers, the minister, and the regulator vowed to continue pushing everyone into digital without losing momentum. In order not to lose some “advantage”, Nabiullina tells us. Citizens, have you already felt this “advantage” in your own skin, as they say? So, further – more.

On Friday, November 11, another important panel took place (perhaps the most important at the forum) called “Digital Ruble and CFA” . It was led by the same cheerful, pomaded, always active and positive lover of end-to-end and seamless systems with Open data (open data – English) first deputy. Nabiullina – Olga Skorobogatova ( she also actively lobbied for the introduction of biometrics / digital profile / a single end-to-end citizen ID in the Government in recent years ). And its main speakers-singers were the same Minister Shadayev, VTB Vice-President Vadim Kulik (he managed to work for the one to whom the end usually comes from behind), Senator Nikolai Zhuravlev and others.

“We plan to come out with a package of legislative initiatives by the end of this year so that the digital rights market in our country is actively developing. We believe that this is a very good new tool for financial participants.

We plan, as we have stated, in April 2023 to become a pilot of real operations with real clients (for the digital ruble – ed.) – it will be such friends & family (for friends and relatives – English). 15 banks are in the pilot, 10 banks have already developed mobile applications and are testing the customer journey with us… One of the leaders in this pilot movement is VTB Bank,” Skorobogatova said.

“Digital Rights Market” – when was the last time you heard that? In fact, this is another implementation (as they like to say) on Russian soil of the concept of digital rights – a purely Western concept that has long been actively used by global institutions in the USA, the UN, WEF, World Bank (all familiar faces – here, for example, material from the site WEF, where a young Moscow “shaper”, an adherent of the UN SDGs, shakes for the adoption of the Global Declaration of Digital Rights ) and means the supposedly inalienable right of every person to access the Internet / virtual reality, it has long been tried to be included in the basic set of rights of the UN Universal Declaration of Human Rights, but turns out crooked. And now we are told that the Central Bank has a whole package of legislative initiatives ready for the “active development of the digital rights market.” Let’s have some fun…

And, of course, the digital ruble, which they will actively test as early as April 2023, as they have repeatedly announced to the Central Bank. Apparently, everything has been ready there for a long time, because on the eve of VTB announced the launch of operations with the digital ruble in the VTB Online application. “The functions of opening and replenishing a digital wallet on the Central Bank platform, payments and transfers of digital rubles between clients have been implemented. For some customers, the digital wallet will become available in 2023,” banking news resources report.

It is especially “touching” how Skorobogatova inserts whole quotes in English into her speech (“it will be such friends & family” – in Russian, apparently, no way). For which citizens served by the Central Bank does this “man of the world” broadcast, in which country does she live? It is quite obvious that she is already thinking partly on him. But this is the language of those guys in camouflage who at this moment are directing Bandera artillery at the positions of the RF Armed Forces and the houses of civilians who have linked their fate with Russia (hacking the databases of the Armed Forces of Ukraine allowed our hackers to pull out NATO documents that directly prove this ). By the way, for greater reporting to the “partners”, the Central Bank even duplicated the video of the key plenary sessions from English. titles and simultaneous translation.

Let’s get back to the digital ruble. Deputy President of VTB Vadim Kulik, who spoke further, did not clearly explain anything about the need to introduce this “miracle of technology”, except that “we need new payment options.” To whom is it – us? What, there are few opportunities today – in transfers, including non-cash rubles, including between states? We have our own payment system, which, by the way, Skorobogatova herself spoke about at the beginning.

Senator Nikolai Zhuravlev confidently stated that the digital ruble is an instrument of financial sovereignty. True, he immediately added that all states around the world are implementing digital currencies of the Central Bank, only with varying success, and Russia is a pioneer here. What kind of sovereignty can the global idea of ​​CBDC, born in the thought centers of the adherents of the electronic concentration camp – the World Bank, WEF, IMF, etc., be implemented by the financial authorities of all countries simultaneously? For example, the British government was recently headed by Rishi Sunak – Katyusha said that he was a convinced “shaper” of the new world, striving to quickly introduce the Central Bank’s digital currencies in his country and throughout the planet, as he himself notes in an interview.Strange analogous zeal, isn’t it? He probably also tells his British that this is to strengthen sovereignty.

Then Skorobogatova finally explained on her fingers: each unit of the digital ruble has its own token (certificate), by which the Central Bank can track all the details of its movement on any account, and in relation to the identifier of the payment person who uses it. What was it all for…

“The topic of the end-to-end path should be resolved at the level of the digital ruble – otherwise it will not work, so that the ID is the main tool here, ” Skorobogatova emphasized. She immediately suggested to Shadayev “to build one platform for the Central Bank and the Government so that they can clearly see all the digital traces in the system.” Digital footprints (including all financial transactions) of citizens, that is, you and me, of course.

And Shadayev, as usual, waved: “The state needs a unified system of reliable, secure identification, and here, of course, cooperation with banks is the easiest way to build it. Our task is to ensure the seamless transition of the user from one system of public services to other (private) information systems. We are now rebuilding the entire system for processing citizens’ data that we have in the e-government infrastructure. Our approach is to minimize the storage of data at home, departments will create their own storefronts and give data at the request of users.”

“Seamless” in the language of the Swabians means that the PD of a person will freely flow from one system to another – including to any private trader, which Shadayev speaks about above. The current system – ESIA – no longer suits them, it is not “single” and “seamless” enough for them. But if there are only “showcases” in departmental databases, then ABSOLUTELY ALL information about a person and a state, their interaction, etc. digital sectarians plan to collect in a single huge database / GIS. What Shadayev is talking about. The monstrous prospects of this story can be easily imagined by anyone with any understanding of cybersecurity.

Skorobogatova decided to keep up with her boss at the Central Bank in importunity: “Are you ready to receive us next week so that we can develop the architecture of such an Open data platform?” That is, open personal data of citizens, if anyone has not yet understood.

So, with jokes and laughter, Skorobogatova became completely bolder and read to the amused Shadayev (he had a DR on November 11) “the tasks that we set the day before during the panel discussion before the Ministry of Digital Development.” Jokes aside, and none of the listeners in the hall seemed to understand that the Central Bank has no authority to give direct tasks to the ministry by law. And Nabiullina herself, until recently, modestly stated that she was engaged in inflation targeting, and not at all lobbying experimental fintech technologies at the government level. But times are changing … these guys have more and more powers.

“Participants of the financial market and commercial participants said that they would control us strongly, ” Skorobogatova turned to Shadayev. “ These tasks are mainly for me and for you. The first task is end-to-end ID. The second task is the development of the EBS, its reboot, the third task is open data, the fourth is the consent platform (for processing PD), the fifth is the digital profile of the legal entity, the sixth is to make the digital signature platform more client-oriented, and the seventh is for us (the Central Bank) – continue the development of digital financial assets. And I must say that they will have to be solved at the same time … We are always there, we will help you. You and I have 13.5 months – let’s do it all at once next year.”

Shadayev did not object, praising Skorobogatova for her initiative: “You move us forward with your requests, you don’t let us live in peace.”

Recall that Katyusha has repeatedly analyzed the topic of the digital ruble – and why it is being introduced, and why it all started with the Chinese “digital yuan” (in a country where digital segregation is already in full swing), we have already told in detail . And, of course, it is no coincidence that on July 14, 2022, the Governing Council of the European Central Bank (ECB) announced the launch of a two-year pilot project to test the digital euro . To reassure Europeans who are not reflecting on this topic, the ECB stressed that “the digital euro will complement cash, not replace it. It will be a completely electronic version of the European currency, which has nothing to do with either cash or cryptocurrencies.”

NES professor Oleg Shibanov, in a commentary to RBC two years ago, bluntly stated:

“The digital ruble does not mean an additional issue. Paper money will be exchanged for a new currency and thus withdrawn from circulation.” 

And here is the revelation of the First Deputy Chairman of the Central Bank Sergei Shvetsov at SPIEF-2021 . It seems to be a close colleague of Sakhipzadovna and Skorobogatova, but they decided not to repeat his theses at FINOPOLIS. And in vain, very informative:

“We believe that the digital ruble is the third form of money that will be exchanged one-for-one with the first and second form. Again: thank you pandemics, paper is an infection. As they say – “dirty” money, so we also received contagious ones. Probably, this is an outgoing technology that serves either a “gray” business, or when there is no alternative. Internet coverage is developing, gadgets are reaching the people, Russia is one of the leaders in this area, and therefore there is a technology that can replace cash with digital rubles.

However, this will take a very long time. Firstly, the “gray” economy will not go anywhere quickly, and secondly, there are mental barriers. So this is a long transitional period. We have already moved away from some inconvenient forms of money. I think that cash will also someday, in 10-20-30 years, be marginal. Here the digital ruble will have to replace them. And the speed of creating this product depends very much on technological readiness ,” Shvetsov said.

So no one is hiding anything, technically they have everything ready. The plans are really terrible – as we can see, after leaving Kherson, these guys were completely happy – especially since Shadayev, with his sadness, saved the IT fraternity from mobilization. The participants and organizers of this sabbat pointedly distanced themselves from the NVO, from the Russian army, and the existential confrontation between Russia and the West (in the hot phase!) Is perceived by them solely as an obstacle to “digital transformation”. They are preparing to submit new concentration camp bills to parliament, that is, they have carte blanche in the long term, and they are sure that no change in course is expected. This financial and digital block today is the real power in our country. And this power is not ours, not ours at all, unfortunately – it is the flesh of the flesh of those guys who are pressing us on the western front. Not everyone has realized yet

RIA Katyusha